Managed Vision Care

The best way to optimize your vision? Optimize your vision benefits.

Vision benefits can help you get the best vision care - and vision wear - to meet your individual needs. They are an important factor in making your healthy sight a priority for today as well as tomorrow.

Make the most of your vision plan:
  • Understand your plan. Visit your plan's Web site or schedule time with your HR professional so you can understand what type of coverage you have. Some plans (often called copay/allowance plans) offer a fixed dollar amount of coverage for eye exams and eyewear. The remainder of the cost is paid by you. Other plans (often called discount plans) cover eye exams fully, and offer a flat discount on eyewear, so you'll receive a certain percent off your total purchase.
  • Use your vision benefits. Most plans allow yearly eye exams, but many people get busy and forget to schedule their appointment. Don't pass up this opportunity to receive professional feedback and critical information on optimizing your healthy sight. Eye exams also provide insight into your overall health, since many diseases like high blood pressure and diabetes can be detected by your eye doctor.
  • Know that you have flexibility. Even if a particular frame or a lens option is not fully covered by your plan, you can still select it. Your eyecare professional can help you find the best way to apply your vision benefits as a discount to your final purchase, letting you upgrade to the high-quality eyewear that you need, at a fraction of the cost.
  • Keep your medical coverage in mind. Some vision benefits are wrapped into medical plans, but often require filling out paperwork and sending it in along with a receipt on your eyewear purchase. Read medical benefits carefully, so you don't overlook this potential coverage.
  • Use or lose flex spending dollars. Your flexible spending account can be used for vision care (eye exams) and vision wear (lenses and frames). If you still have money in your account and need to use it by the end of the year, get that eye exam you've been putting off, or consider purchasing a second pair of eyewear.
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